• Frequently Asked Questions


    • 1. How does your program work?
    2. How do you acquire the credit?
    3. My personal credit isn't all that good, can you work with me?
    4. How long does it take to get business credit?
    5. What kind of credit can I expect to get?
    6. My personal credit is great, can't I just use that?
    7. Do you guarantee your business credit program?
    8. I have some business credit, can you help me obtain more?
    9. Is it true that you can purchase vehicles without a personal credit check?
    10. I'm a sole-proprietor can I still build business credit?
    11. Can I acquire a Bank Line of Credit without using my personal credit?
    12. How much does it cost for your program?






    1. How does your program work?

    Answer: Our program is simple but designed to get maximum results. We are a full service company which means we establish the credit for you. Many companies sell you a kit and send you on your way to figure everything out. First, we make sure your company is in compliance with the lending markets. Which means you must have a Corporation or LLC thats active. A business phone line at the business location. Your business must meet all state and local requirements. We will register your company with the top business credit bureaus and begin acquiring credit for your business. Our goal is to establish a strong credit file and rating which will increase your chances of approval for business credit.

    2. Question: How do you acquire the credit?

    Answer: We start off establishing credit with companies who are willing to give your company credit even though you have no existing credit. After you utilize these accounts they will begin to report your payment history to the business credit bureaus. After your business credit file has enough accounts reporting positive payment history, we can then begin establishing credit with the Fortune 500 Companies we've established relationships with. These companies are eager to do business with you after your credit file has some substance.

    "We want our customers to make an educated business decision when it comes to our program. This is why our website is very informative and has links to articles from very credible business publications about business credit"

    3. Question: My personal credit isn't all that good, can you work with me?

    Answer: Yes we can. We don't need to use your personal credit to build business credit. The best part about establishing business credit under your Corporation or LLC is that your company is considered a separate entity from you. Which means that it has its own tax id number which is what we use when applying for credit. You do not have to worry about personal credit checks or a personal guarantee.

    4. Question: How long does it take to get business credit?

    Answer: Typically we are able to open your first account within a week of your starting date. Our program takes 3 to 6 months to complete. Business credit is not established overnight and must be built strategically and effectively. Our system is designed to build your company a strong credit score and rating within 6 months. We've learned how to condense the timeframe it takes to establish business credit from 1-2 years to 6 months.

    "We can't predict the future, but we can help you prepare for it! If times ever get slow in your business, we want you to have the resources available to continue to build your company."

    5. Question: What kind of credit can I expect to get?

    Answer: We've developed relationships with several well-known Fortune 500 companies. We can establish lines of credit for your business with just about any major retail store you see on a daily basis. We can get you access to major credit cards, retail store cards, company vehicles with no credit check, loans, leases and much more!

    Click Here to see what our clients are obtaining through our program.

    6. Question: My personal credit is great, can't I just use that?

    Answer: Sure you can, but we don't recommend it. Here's why.....

    When officers and owners use their personal credit profiles to obtain credit for a business, they risk the chance of lowering their own personal credit scores in the process. There are two reasons you should strive to avoid using your personal guarantee on business credit. First, to avoid personal liability. If the business cannot make the payments, each individual signer is personally liable for the debt. Second, because credit obtained for a business can affect your personal credit score. This is because your personal credit score is based on several factors, including available credit, the amount of available credit used, late payments, and much more.

    "Any successful business owner knows the value of having cash flow available, I'm sure you've heard the term OPM - Other People's Money. Business Credit allows you to do business on credit instead of cash, which frees up cash flow."

    7. Question: Do you guarantee your business credit program?

    Answer: We stand behind our promise that we will establish you a strong business credit file and rating. We will always do our part in the Business Credit Building process, the only thing that will hinder our progress is if you do not pay your invoices with vendors on time which can negatively affect your business credit rating. This can affect our ability to obtain credit for your company.


    8. Question: I have some business credit, can you help me obtain more?

    Answer: Yes we can help you obtain more credit for your business. There is always something you can be doing to build a stronger credit file. We can help you do that.


    9. Question: Is it true that you can purchase vehicles without a personal credit check?

    Answer: Yes this is true. The key is to have a strong enough business credit file with the right tradelines or accounts reporting. You must also go to the right dealership who has a business credit financing program. We know exactly what the lenders require for you to be approved and we will strategically build your file to meet the lenders requirements. Some people are impatient and try and get a vehicle too soon and they are denied.

    10. Question: I'm a sole-proprietor can I still build business credit?

    Answer: You can, but everything will be attached to your personal social security number. We recommend that you become a Corporation or LLC before building business credit. Learn More

    11. Question: Can I acquire a Bank Line of Credit without using my personal credit?

    Answer: Unfortunately No. Banks require a personal guarantee or personal credit check when applying for a bank line of credit. In most cases they will also pull your business credit reports. We are able to obtain bank lines of credit if your personal credit is good. The best part is that bank lines of credit do not report on your personal credit, which is good because it will not affect your personal credit scores. We can acquire several major credit cards for your business without using your personal credit. Your approval will be based in a good business credit rating. However there are some companies that require a personal credit check or guarantee as well.

    12. Question: How much does it cost for your program?

    Answer: Call and speak with one of our sales consultants at 1-815-467-5050 or

    We have programs in place to meet your needs. Our pricing is very reasonable in comparison to many of our competitors.








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